Joseph R. Martinetto is responsible for financial planning and analysis； treasury； taxation； corporate accounting； external and regulatory reporting； mergers and acquisitions； investor relations； risk management； and corporate real estate.
Martinetto joined Schwab as senior vice president and Treasurer in 1997 and assumed the role of senior vice president of retail finance in 2001.
Prior to joining Schwab， he was senior assistant treasurer at Transamerica Corporation and a senior vice president of Transamerica Finance Corporation.
He has a Bachelor of Arts degree in mathematics and economics from Claremont McKenna College and a Master of Business Administration degree with an emphasis in finance from the University of California， Berkeley.
